Landlord Insurance for Tenants with Criminal Convictions
Get great value Landlord Home Insurance for Tenants with Criminal Convictions with Fresh-Start
2 Options available including:
Personal Legal Expenses Insurance, Home Emergency Cover...see all
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Landlord Insurance for Tenants with Criminal Convictions
Landlord Insurance for Tenants with Criminal Convictions
Renting a property to tenants with unspent criminal convictions is not for everyone. One of the main deterrents is finding specialist insurance that will provide cover to Landlords renting to tenants with criminal records. At Fresh-Start, we aim to make this process simple and easy, providing home insurance for landlords who find themselves in this position.
Our Landlords Home Insurance for tenants with unspent criminal convictions will not only help protect your home in the event the unexpected happens, but it will also protect your wallet, and your peace of mind.
Click Here to Request a Quote >>>
If you would like some assistance when completing your application form do not hesitate to call our Fresh-Start Home Insurance specialists on 01483 806 900.
Why do you need specialist insurance if your tenants have unspent criminal convictions?
Most standard Home Insurance policies will become invalid if someone living in a property has an unspent criminal conviction. In order for your policy to be valid, this would have to be agreed with your insurer, however, many do not provide cover for this.
Whilst you are not legally required as a private landlord to ask whether your tenants have any criminal convictions, many home insurers will require you to notify them if anyone living in the property has an unspent criminal conviction.
As such, you are likely to require a specialist home insurance policy which can be difficult to find. At Fresh-Start we can provide you with exactly that, Home Insurance for Landlords with tenants who have unspent criminal convictions.
Click the button below today to request a Landlord Insurance quote for tenants with criminal records UK.
Click Here to Request a Quote >>>
If you would like some assistance when completing your application form do not hesitate to call our Fresh-Start Home Insurance specialists on 01483 806 900.
What does a Fresh-Start Landlord Insurance policy provide?
Aside from providing cover for tenants with unspent criminal convictions, Fresh Start can provide the following Landlord Insurance cover:
- Loss or damage caused by a large range of insured events including fire, earthquake, floods and more!
- Protection against loss of rent
- Contents cover to protect your personal belongings
- Accidental Damage Cover
- Plus, more optional extras
We realise that whilst it can be difficult for ex-offenders to find suitable home insurance, as a landlord, you still need to protect your interests which is why we make it easy to do both. Whether it’s damage to the building or contents inside your rental property, a dispute with your tenants, or another insured event, Fresh-Start is here to protect you should the unexpected happen.
Whilst you are under no legal obligation to purchase Landlord Home Insurance, most buy-to-let mortgage lenders will require you to take out suitable Home Insurance before your tenants move in.
To get Fresh-Start Landlord Home Insurance, request a quote today using the button below!
Click Here to Request a Quote >>>
If you would like some as-Start Home Insurance specialists on 01483 806 900.
Tenant Insurance with Criminal Convictions is Available for:
- Landlords and Buy-to-Let Properties
- Clean and Non-standard Risks
- Landlords with Adverse Claims History
- All Tenancy types and agreement lengths considered
Tenant Insurance with Criminal Convictions Includes Cover for a Number of Perils:
- Fire, Lightning, Explosion or Earthquake
- Storm, Flood or Weight of Snow
- Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
- Theft or Attempted Theft
- Subsidence or Heave of the Site on which the Buildings Stand or Landslip
Contact Fresh-Start Home Insurance
If you wish to speak to one of our Fresh-Start Landlord House Insurance Specialists:
Call: +44 (0) 1483 806 900
Email: info@Fresh Start.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.
About Fresh-Start Home Insurance
Our Landlord House Insurance Policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. Fresh Start Landlord Building Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our Fresh-Start Landlord Building Insurance policies provide tailor-made protection, as required.
How do I get a Tenants Insurance with Criminal Convictions quote?
At Fresh-Start Home Insurance we aim to provide you with a first class customer service experience to ensure you are getting the protection you require.
To get a Fresh-Start Landlord House Insurance quote click the ‘Get a Quote‘ button and complete our short online quote request form on the website.
Click Here to Request a Quote >>>
If you would like some assistance when completing your application form do not hesitate to call our Fresh-Start Home Insurance specialists on 01483 806 900.
Criminal Convictions and Home Insurance Fact Sheet
1. How Does Having a Conviction Affect My Insurance
If you have a criminal conviction, your current home insurance is likely to be invalidated, unless the insurers are aware of it and have agreed cover. If you don’t have prior approval and need to make a claim on your insurance policy, you may be declined, potentially leaving you out-of-pocket.
2. If I’m living with others, do they need to disclose my conviction to their insurer?
Yes. The unspent criminal convictions of anyone in a household can also affect the home and contents insurance policy, even if the homeowner doesn’t have a conviction themselves.
3. Why do I need to disclose unspent convictions?
When applying for insurance or renewing your policy, you will be asked if you have any unspent criminal convictions. Failure to tell your insurance company about unspent convictions can invalidate your insurance policy.
4. What is the difference between spent and unspent convictions?
A spent criminal conviction means the rehabilitation period has been completed. Convictions resulting in a prison sentence of over 4 years are never spent. As a result, they must always be disclosed.
Under the Rehabilitation of Offenders Act, most convictions can be considered spent after a certain about of time. You can learn more about the time frames relating to your own situation here: Frequently Asked Questions.
5. Do I need to disclose spent convictions?
No. A conviction is spent once the rehabilitation period has been completed. For more information, go to: Frequently Asked Questions.
6. Does an unspent conviction, mean I will be turned down by all insurers?
No. Specialists such as Fresh Start Insurance Services can usually provide home and contents coverage that will meet your needs.
7. What will happen if I don’t disclose an unspent conviction?
Your existing insurance is likely to be invalidated. If you need to make a claim on your policy you may be turned down, even though you have paid your insurance premiums.
8. Will a criminal conviction make my insurance more expensive?
This will depend on the kind of policy you are seeking. Generally, yes, however, obtaining insurance through a specialist service helps you avoid paying more than necessary.
9. Do I need to know the rebuild costs of my property?
It is always sensible to know the rebuild costs for your property and in order to take out a Fresh Start policy, you will need to provide this information.
How do I get a Quote for Landlord Insurance for Tenants with Criminal Convictions?
It’s quick and easy to get a Landlord Insurance for Tenants with Criminal Convictions quote.
Just click the ‘Get A Quote’ button to get an online quote for Landlord Insurance for Tenants with Criminal Convictions.
Landlord Insurance for Tenants with Criminal Convictions policy options
Personal Legal Expenses Insurance
Add up to £50,000 of Personal Legal Expenses Insurance to your Fresh Start policy for additional peace of mind should the unexpected happen. Benefit from cover for areas such as Domestic Property Protection, Legal Defence, and more
Home Emergency Cover
Get protection in place to cover the costs of Emergency Repairs to your property with Home Emergency Cover.