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Tenants Insurance with Criminal Convictions – Fresh Start Home Insurance

Renting to tenants with criminal convictions is not for everybody. Some landlords do not like the idea of having to find specialist insurance in order to insure their property whilst they have tenants with an unspent criminal conviction renting their property, however at Fresh Start Home Insurance we believe that everybody deserves a second chance and Fresh Start’s Home Insurance for tenants with criminal convictions can help make that happen.

Fresh Start’s Landlord Insurance for tenants with criminal convictions can help you protect your property, your purse and your peace of mind. Tenants with unspent criminal convictions can cause problems for landlords, such as yourself, as they can make your Home Insurance invalid, if you not advise your insurer you have a tenant with an unspent criminal conviction and the correct type of home insurance cover is not in place.

Whilst you’re not legally required to check if your tenant has a criminal conviction, many home insurance providers may insist you inform them if anyone with a conviction is living in the property. Some insurance providers may refuse the tenant altogether, while others may increase your premium to cover the potential risk.

Landlord insurance for tenants with criminal convictions is similar to ‘standard’ landlord insurance except it is specifically designed for l properties let to  tenants with unspent criminal convictions. It is designed to cover the building itself from the standard household perils such as fire, lightning, explosion & earthquake and also the fixtures and fittings inside the property too.

At Fresh Start Home Insurance, we understand you still need to protect your interests as a landlord and we recognise the difficulty ex-offenders can face when trying to obtain suitable Insurance with Criminal Convictions. However, that’s where Fresh Start’s Home Insurance for Tenants With Criminal Convictions can help offer extensive protection.

What is Tenants Insurance with Criminal Convictions

Tenants Insurance with Criminal Convictions covers the risks you face when letting or leasing your property and offers you, the landlord, a judgement free, discreet and friendly service to make getting Landlord Insurance easier for tenants with Criminal Convictions.

If the building or the contents inside your rental property are damaged, or you get into a dispute with your tenants, you could incur some unexpected costs. Fresh Start’s Tenants Insurance with Criminal Convictions is designed to keep your property safe and can help should the unforeseen happen.

Tenants Insurance with Criminal Convictions is different from a ‘standard’ home insurance policy because it specifically covers the risks associated with renting a property to tenants with criminal convictions, as many insurers will not cover tenants who have an unspent criminal conviction. Even if you have reliable tenants, there are still things that can and will go wrong over time and that’s where a Fresh Start Landlord House Insurance policy can help provide cover for you and your rental property from things such as loss of rent, accidental damage, injuries and much more.

Do I need Tenant Insurance with Criminal Convictions?

If you needed to claim on a ‘standard’ Landlord Home Insurance policy and you did not disclose that your tenant had an unspent criminal conviction, the claim could be declined and your cover invalidated, leaving you out of pocket. So, if you want to safeguard your income, it’s important to obtain specialist landlord insurance. Fresh Start Tenant Insurance with Criminal Convictions is designed to meet those particular needs.

Although landlord insurance isn’t a legal obligation, most buy-to-let mortgage lenders will require you to take out suitable home insurance before your tenants move in. At Fresh Start Home Insurance, we understand that being a landlord can be difficult and that’s why we provide specialist home Insurance for tenants with Criminal Convictions.

Tenant Insurance with Criminal Convictions is Available for:

  • Landlords and Buy-to-Let Properties
  • Clean and Non-standard Risks
  • Landlords with Adverse Claims History
  • All Tenancy types and agreement lengths considered

Tenant Insurance with Criminal Convictions Includes Cover for a Number of Perils:

  • Fire, Lightning, Explosion or Earthquake
  • Storm, Flood or Weight of Snow
  • Escape of Water or Frost Damage to Fixed Water Tanks, Apparatus or Pipes
  • Theft or Attempted Theft
  • Subsidence or Heave of the Site on which the Buildings Stand or Landslip

Contact Fresh Start Home Insurance

If you wish to speak to one of our Fresh Start Landlord House Insurance Specialists:

Call: +44 (0) 1483 806 900

Email: info@Fresh Start.co.uk

(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).

For Claims information, please click here.

About Fresh Start Home Insurance

Our Landlord House Insurance Policy is underwritten by Plum Underwriting Ltd, due to their flexibility and non-standard underwriting experience. Fresh Start Landlord Building Insurance is backed by a team of underwriters who are highly experienced and deal with each risk on a case-by-case basis. Therefore, our customers can be assured that all our Fresh Start Landlord Building Insurance policies provide tailor-made protection, as required.

How do I get a Tenants Insurance with Criminal Convictions quote?

At Fresh Start Home Insurance we aim to provide you with a first class customer service experience to ensure you are getting the protection you require.

To get a Fresh Start Landlord House Insurance quote click the ‘Get a Quote‘ button and complete our short online quote request form on the website.

If you would like some assistance when completing your application form do not hesitate to call our Fresh Start Landlord House Insurance specialists on 01483 806 900.